One of the most stressful things in life is not having enough money when you need it the most. Life is full of unexpected surprises that can catch even the most prudent saver off-guard. You might have depended on friends and family till now for lending you much needed short term Personal Loan. For small loan amount, it is almost impossible to approach bigger banks too. And if you have a bad credit history, you might as well forget about it!
Money in Minutes works just like a system of close friend who are here to help each other out in times of distress. Whether you need instant cash loans of INR 1000 to INR 1,00,000, we are here to help you out without standing in queues or waiting for approvals to come through.
Our instant loans are the perfect solution for those little instant financial shortfalls that you have between your salary payday. Our instant loans ensure that you can pay off your most pressing debts right now without having to wait for the money to come through other sources.
We reward you for your loyalty in taking loans from us and for repaying your loan in time. We do this by giving you cashback, interest discounts and increase in loan tenure for the loan though there are few conditions which may apply. This leaves you with more money in your in your pocket at the end of the day.
We strive to create a Fast Cash Advance System that is faster than anything you will get elsewhere in India. When you apply for an instant loan online through us, you can rest assured that you know exactly when the money will appear in your bank account through our special funding system. No more waiting in suspense not knowing when your loan amount will appear in your account! Just like your best friend who will dip into his pocket without a second thought to give you the quick loans, we give you fast money when you need it without making you wait around like a bank.
We are able to give you fast cash faster than any other source because we are online. This helps us process your application faster and transfer your funds quicker. We are also able to put you in touch with the latest special offers and inform you of our contests through our Official MoneyinMinutes Blog Page and Facebook page, so be sure to keep in touch!
That is why we take your instant loan requirements seriously and speed up the process, even if you have a bad credit history with our special 'responsible lending criteria'. Our online application process keeps pace with the digital age so you don't waste time waiting around our site when you could be out there having fun!
We are here to help people get the best value for the best loans in the shortest time possible. We lend responsibly and take our service to our customers very seriously. While we want to lend to everyone, we are selective of whom we choose to lend to and this is not something to be taken personally. We don't believe in giving you a payday loan which you will later be stressed to repay, which is why we sometimes deny people loans. This is only temporary though, as we will lend you in future if you keep in touch and we feel you can pay it back without any stress!
We take care of our customers by ensuring they only take cash loans they can afford and can comfortably pay back, so no stress to them or to us!
Our online applications take just 5 minutes to fill up, and when you are approved, we will transfer the funds to you in a jiffy!
The digital age ensures that we can give you what you want right now, anytime, anywhere! With so many exciting things to do and catch up on, we don’t want you wasting your valuable time waiting for a cash loan when you can so easily get it online from us!
|How are we regulated?||
Money In Minutes - lending platform own by Techlogs private limited and lending through its RBI registered NBFC partner Unique auto finance and leasing pvt ltd with registration number N-14-03268. We are also proud to be member of CIBIL, EXPERIAN and other organizations.
|Fair Practices Code
|How we secure your data?||
We use the latest 128 to 256 bit SSL security to fully encrypt all data that you enter into our site and application form. Your secure data is used to arrive at a lending decision that is responsible. We could also use it to recommend a financial product that is more suitable to your needs.
|How much will it cost me?||
We have an online calculator which will show you that we charge 0.1% to 0.7% interest which is calculated on a daily basis of your loan amount. We do not have any part-prepayment charges, or foreclosure charges on your loan.
|Loan Pre payment period?||
Loan taken from www.moneyinminutes.in can be repaid back within minimum 70 days to maximum 180 days .
|Maximum Annual Percentage Rate( APR)- 256%||
Maximum Annual Percentage Rate( APR)- 256%
|What makes us responsible lenders?||
Lending responsibly is one of our core values which we take very seriously. For this reason, we will check your details and credit history just to ensure that you will be able to afford our attractive loans comfortably and effortlessly without any undue stress.
|What happens if, for some reason, I am unable to meet my repayment on the scheduled dates?||
Though this is not an ideal situation for anyone, we understand that sometimes life doesn’t go as planned. We request you to contact us at the earliest if you should ever find yourself in this situation so that we can help you handle this with the best available options.
If you miss a payment, you would have to pay a delay payment fee of 3% per week so please talk to us in advance should you feel you might not be able to make a repayment on time.
However, if you choose to neglect your obligations to repay your loan, we retain the right to take further action as necessary, such as registering a default on your credit history, passing on your information to a debt collection agency and/or take legal action.
|Can I renew/rollover my loan?||
We don’t offer any renewals or rollovers of your existing loans. When you have successfully repaid your loan, you can then apply for a fresh loan through your online customer area and get a reduced rate for your monthly interest.
Loan Amount Upto 5,000/- max 72 days
Loan Amount Upto 30,000/- max 72 days
Loan Amount Upto 50000/- max 90 days
Loan Amount Upto 1 Lakh max 180 days